If Rausch Sturm has sued you, they most likely represent a creditor who claims you owe that creditor a debt. They said i owed $20,000 now since i have not been working they are saying I still owe $15,737 my question is what happened to that money they garnished from my check last couple of years??? Im sorry I do not. For the past 40 years, our firm has represented financial institutions and creditors. Rausch Sturm Debt Collector in the United States makes about $19.14 per hour. Received notice that on a credit card debt back in 2006 they put a Lein on my and my husbands home. If you are struggling with debt, you are not alone. Rausch Sturm is a debt collection agency, which means they collect severely delinquent debts that lenders have charged off and transferred or sold. This is not legal advice. Who are we? Rausch Sturm grants you a personal, revocable, limited, non-exclusive, non-transferable, license to use the Rausch Sturm Website solely for general information about the firm, to communicate with us regarding your debt, and make payments on your account. Phone Number: (866) 456-3744 Also serving St. Petersburg, FL, Palm Harbor, FL, Dunedin, FL, and Pinellas County, FL:Clearwater, Largo, Pinellas park, Dunedin, Palm Harbor, Chapter 7 Bankruptcy Lawyer Tampa FL |Chapter 13 Bankruptcy Lawyer Tampa, FL |Bankruptcy Lawyer Tampa, FL | Debt Collection Lawyer Tampa, FL | Foreclosure Defense Lawyer Tampa, FL | Wage Garnishment Lawyer Tampa, FL | Bankruptcy Lawyer Clearwater, FL | Debt Harassment Lawyer Tampa FL | Debt Relief Clearwater, FL | Debt Consolidation Clearwater, FL | Resources | Accessibility, 5 Steps to Handling a Lawsuit by Rausch Sturm, any claims up to $8,000 are in Small Claims, up to $30,000 are in county court, and anything more is in circuit court. How is this a legit business?! No concern just sharing my own experience with Rausch Sturm Law Office. Fair Debt Collections Practices Act (FDCPA), Jaguar Land Rover to Pay $26,500 for Lemon Law Violation. When attempting to collect payments from you, Rausch Sturm must adhere to the regulations specified in the Fair Debt Collection Practices Act. The types of conduct that may violate your rights include: harassing Rausch Sturm calls, misrepresentations of amounts or legal rights, the use of abusive or threatening language, and improper credit reporting. /s/ Kayla A. Paleka Kayla A. Paleka, State Bar #1104539 RAUSCH STURM LLP ATTORNEYS IN THE PRACTICE OF DEBT COLLECTION 250 N. Sunnyslope Rd., Suite 300 Brookfield WI 53005 . If the agency continues to call you, make it clear you intend to file a complaint with the CFPB if it doesnt comply with your request. Of people holding student debt, approximately 10% had student loans in collections. Our writers do not take FinanceJars relationship with its affiliates into consideration when writing their reviews and articles. My spouse had judgrment, she fell ill to disfiguring,disabling disease. I have talked with the company and they offered payments however for the full amount and for 5 years. Unfortunately, most collection accounts will stay on your credit report for 7 years after your first missed payment. Its smarter to engage with them tactically to ensure you dont have to pay, or that you get the best deal you can. Their Florida office is located right here in Clearwater! For example, the debt may not belong to you, the statute of limitations expired, or you already paid off the debt. In small claims cases, a defendant is required to attend a hearing early on called a case management conference; whereas in county court and circuit court, the defendant has 20-days to file a written response from the day the lawsuit papers are served. At Rausch Sturm LLP, we understand that bad things happen and sometimes people fall behind on their obligations. I have been under such tremendous stress over this. If a defendant doesnt appear (in small claims) or they fail to respond (in county court or circuit court), the court will likely enter a default judgment against them. They are a legitimate law firm, and theyve been certified by the Better Business Bureau since 2009. For example, a search of the federal court PACER systemreflects 3 cases in federal court where Rausch Sturm was listed as a defendant (as of 06/22/2021). 1 Founded in 1997, the firm was formerly known as Rausch, Sturm, Israel, Enerson, & Hornik LLP before they shortened their name to Rausch Sturm in 2021. Debt collectors often are extremely aggressive in their collection tactics. I found her on Linked-in. They work with another company called RSEIH ( Rausch Sturm ). I have health issues that prevent me from making plans for anything, much less a court trial date that was set without even asking if I could make it to court on that date. We dont accept compensation in exchange for reviews or articles, and we dont directly sell any products or services ourselves. My husband got served papers that hes getting sued by Rausch sturm date was October 30 when it was filed and the front page says to respond within 30 days but we got it December 9th. I am a 65 year old, disabled, Native American, woman, alone. In that case, it is possible to file a dispute with the Credit Reporting Agencies and have the negative items removed from your credit report. Rausch Sturm is based in Wisconsin and maintains offices across the United States according to Glassdoor . I slipped up and was one day late on responding within my 30 days and these guys ran to court and filed a lawsuit against me for double what I allegedly owed. You can negotiate a debt settlement with Rausch Sturm over the phone or by sending a debt settlement letter. Like other debt collection agencies, Rausch Sturm LLC is strictly regulated by The Fair Debt Collection Practices Act. 2 However, scammers may still impersonate Rausch Sturm when they contact you. It had 43 complaints against it in 2021 with the Consumer Financial Protection Bureau (CFPB) and around 86 in the last three years with the Better Business Bureau (BBB). If you are calling my office to serve me, clearly you have the address why would you call first, just swing on by. Jun 1997 - Present25 years 9 months. Rausch Sturm representatives also need to follow the rules set out in the Telephone Consumer Protection Act. This helps to prevent constant harassment or abuse and holds Rausch Sturm accountable for any agreements. ","name":"Any Settlement Agreement Should be in Writing"}]}, Call Now for a Free Case Evaluation Clearwater: (727) 538-4188 | Tampa: (813) 225-3111, 2561 Nursery Road, Ste AClearwater, FL 33764, We are a debt relief agency. I can not afford the debt. However, they are complicated and not easy for the layman to understand. I am currently being garnished for a debt thats over 10 years old, first of all can they legally do that? Validate a debt as soon as you receive notice from Rausch Sturm. At Rausch Sturm LLP, we understand that bad things happen and sometimes people fall behind on their obligations. If you receive a notice to cure letter from Rausch, Sturm, you probably are about to be served a debt collection lawsuit. The firm was established in 1997 and incorporated in 2008. Whats more, if your dispute is sent to an arbitrator, then you may give up your right to take Rausch Sturm to court. Rausch, Sturm, Israel, Enerson & Hornik LLP 250 N. Sunnyslope Road, Suite 300 Brookfield, WI 53005 Telephone: (866) 456-3744 Website: https://www.rauschsturm.com/. Call (888) 859-0871 now. You must file an answer to their summons and complaint or risk losing the lawsuit by default. Rausch Sturm represents banks and creditors in collection lawsuits to try and secure payment for their clients. (and I have registered on the do not call list,for all the good that did,like nothing).. They collected 4,000 since Oct. And Im feeling it, Karen wont return to work ever, no disability insurance. RSIEH has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as threatening to take actions that cannot legally be taken and attempting to collect debts not owed. The attorney on the garnishment is Roderick J Kersch Jr. 3209 West 76th Street Suite 301 Minneapolis, MN 55435. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. We know that taking financial advice from us requires a lot of trust on your part. Read over all the documents carefully to check for any inaccurate information. Dated: February 17, 2023. It's important to work with a reputable credit repair company, such as Lexington Law. This is a federal law that prevents debt collectors from engaging in harassment or predatory behavior, such as lying to you or calling you incessantly or at unreasonable hours. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. As a consumer in the State of Florida, you have stronger consumer rights than in many other states. For the past 40 years, Rausch Sturm has been a medium-sized debt collection agency operating out of Brookfield, Wisconsin, with agents across several states. RSIEH failed to provide validation of the debt before filing their case in small claims court. I havent returned the call because I figured it was a scam of some sort. I now get a notice in the mail today, 11/24/2018 saying they are going to court to garnish my wages. How Does the CFPBs Debt Collection Rule Affect You? Their Florida office is located right here in Clearwater! If a Rausch Sturm agent argues or refuses your request for written communication, tell them they are in violation of the FDCPA and hang up. Show of hands. False statements or representation I have even contacted the original creditor as of XX/XX/XXXX and they have no record of this supposed debt. They are now just Rausch Sturm, LLP. Wasn't on the phone a full 60 days and the goal was already $40,000. Rausch Sturm LLP is a law firm that provides debt collection services for commercial lenders, debt buyers, and telecommunications and utility companies. To find out which credit bureaus you need to send the letter to, request your free credit report from each of the major credit bureaus (Experian, Equifax, and TransUnion) at AnnualCreditReport.com. So I got new forms today where it shows we came into an agreement however they are asking the judge for court fees of $385 for the server and a 5% interest annually. Thank you for requesting your free case evaluation. Can anyone explain? We are ranked A+ by the BBB. If you want to remove Rausch Sturm from your credit report, write to their address: Address: 250 N. Sunnyslope Road, Suite 300 The court disagreed. Federal laws provide individuals like you with a means to seek monetary damages in court. Rausch Sturm, LLP is one of the largest collection firms in Florida. and they had me make a payment before any paper work was wrote up or in order???? It is illegal for a debt collector to make empty threats to sue you or garnish your wages. I am being sued by raush sturm over an charged off account by bealls that was sold to another lender, court date is 10/29, I received no communication from this buisness until I was served with papers, and they have yet to show me where bealls owns this debt, I need to know how to proceed or what to do before the court date. After you receive this and make your first payment, wait 30 days and check your credit report. It does not affect our evaluations of them, which our writers and editors create independently, without considering our relationships with our partners. Dentist put me on antibiotics and Hydrocodone. RSIEH is an acronym for Rausch, Sturm, Israel, Enerson, and Hornik. Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Just like dealing with any debt collector, be prepared. In addition, the debt is less than {$900.00}. They also have offices under the name Rausch Strurm LLC. Requesting debt validation involves asking Rausch Sturm to prove that the debt belongs to you. Since April 2015, the Consumer Financial Protection Bureau (CFPB) has received 41 complaints about RSIEH. Dont want to wait? Buzzfile estimates Rausch Sturms annual revenue at $3.9 million, and the size of its headquarters staff at 67 people. Timing chain failure, crankshaft and oil leaking in pistons. His name is on account also. In the past 3 weeks I have received numerous letters regarding 2 accounts that Rausch Sturms office has recently obtained because the other creditors closed. You should only pay a collection agency like Rausch Sturm if youre certain the debt is yours and you owe it. When a lawsuit is based on the records of another company, it may be that the records are inaccurate. All future communication should arrive via U.S. Mail. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win. Here are some Sample Cases. I have been making payments when I can every month. Expanding the PACER system search to Rausch Sturms prior business name, Rausch, Sturm, Israel, Enerson, & Hornik, LLC, reflects 76 cases in federal court where Rausch Sturm was listed as a defendant (as of 06/22/2021). Rausch Sturm collects debts for the following types of companies: 1. In this case, the plaintiff incurred a debt on which she defaulted. Well, there was absolutely nothing with that number or amount on my credit report. A public judgment can lead to wage garnishes, bank levies, and liens on personal property. However, there are restrictions on how they can go about doing this. Here is a list of phone numbers from various Rauusch offices (262) 789-1100, (866) 883-3288 (515) 243-9006, (248) 737-4999, (952) 345-8274, (952) 345-8280, (406) 222-2020, (402) 441-4843, (702) 485-1564, (701) 293-8877, (405) 848-1775, (605) 271-2871, (325) 692-4747, (877) 215-2552. Plus they have called at 9 and 10 at night!! Their profile page lists 13 additional phone numbers. The plaintiff sent a dispute letter to RSIEH by certified mail within the thirty-day limit. This may affect the products and services that we showcase in our articles and how we place and order them. It is the start of the semester and I have a penny to my name. (Discover Bank is getting a bad Rap, too, cause I am telling everyone.) If you dont receive proper validation, then send a notice of insufficient validations. To make a formal request, send Rausch Sturm a debt validation letter, preferably via certified mail. Once contacted, you have 30 days to validate the debt, so act quickly. Most accurate negative tradelines remain on your credit report for seven years from the delinquency date. I do not need my wages being garnished and I dont even believe the debt they are coming after me for is even correct. Sell old debt, another Law firm!". However, dealing with an aggressive debt collector, especially with aggressive lawyers, is stressful. Interest so high I cant pay so fast. states' laws regarding statute of limitations, 250 N Sunny Slope Road Suite 300 Brookfield, WI 53005, Mon-Thur 8AM - 8PM Friday 8AM - 6PM Last Saturday of the Month 8AM - 12PM. Do not assume that you are entitled to any compensation as a result of the consumer complaints you have. If a debt collector violates your rights under the Fair Debt Collection Practices Act or does something illegal, then you can report them to the Federal Trade Commission, the Consumer Financial Protection Bureau, or your state attorney general. Very shady. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. I have a credit card that went into default. I have been late and missed 1 or 2 payments. Lexington Law offers three service levels at three different price points. I was told I was going to be served and that never happened. At Bills.com, we strive to help you make financial decisions with confidence. And also when the consumer makes payment arrangement, Verbal over the phone with collector, 90 days of payment arrangement and sell their debt to another company to start over-collect money with no contract with another Law firm company. You must send it within 30 days of them first contacting you. They specialize in collecting on debts for creditors and other lenders all over the country. Fast forward to July 2020 I received a default judgment and I am terrified that I am being forced in a situation I cant afford. To begin, you can get Rausch Sturm to stop calling youat least temporarilyby sending them something called a debt verification letter. Dont ignore debt collectors like Rausch Sturmin the end, you may get sued, and you may even have your wages garnished. My advice: If you go the route of sending certified letters to them stay current, they wait for you to slip up. Website: www.rauschsturm.com. I will not be able to pay rent or buy food or even get gas in our car for his job now is there ANYTHING you can help me with? Rausch Sturm might have appeared on your credit report under the RSIEH acronym before their name change in 2021. In a chain of events starting Monday the 20th of August, I lost my job and I am A full-time college student in my final year of business college. He also could not offer me any details except a credit card number for what he described as a BOA/Discover card ( I asked well it is a BOA or Discover because they are two totally different creditors), he told me to go look at my credit report that the number would show who the original creditor was. Here is a couple of example of complaints: Took or threatened to take negative or legal action. They quietly got a judgement. However, if you are determined to go it alone, you are generally better talking to the opposing firm than doing nothing (*this is a generalization; each situation is different). Specialists available Monday to Friday, 10AM - 8PM EST. Have you had a bad experience with this agencys debt collectors? Management sucks Blind leading the blind No real training No bonus The goal is outrageous. However, there are various reasons that you may not owe Rausch Sturm or the original creditor money. Said they would keep it out of court we still had to reply back to the local court JP1 a reply . One of our staff members will call you shortly. Update: This article has been updated to reflect the current number of BBB and CFPB complaints against Rausch Sturm. Since Rausch Sturm represents an original creditor, in most states, once the SOL expires, it can still pursue a lawsuit.